Travel Insurance

Nepal is land of fun, adventure and wilderness and become a popular destinations for keen hikers, trekkers and travelers. Travelling in Nepal will have a deep impact upon any visitors with much fascinating and stunning trekking, hiking and climbing over snow-capped mountains through deep valleys alongside incredible food, culture and warm, friendly people.

The first thing most of trekker think of when they consider trekking in Nepal is the rugged Himalayan mountain ranges and of course the world’s highest point, Mount Everest. Though getting to the summit of  Mt. Everest is certainly not something that any old travelers can dream of doing, there are plenty of other demanding, exciting and challenging treks available for trekker of all levels of experience.

You are not supposed to climb Everest, but you can get close by trekking to Everest Base Camp. To get to Everest takes a short flight from Kathmandu to Lukla, which is one of Nepal’s busiest airstrips and then trek from Lukla to Base Camp takes 8 days and is not to be underestimated. Finishing the hike to Base Camp is challenging and extremely rewarding, and you must be very well prepared.

There is another popular areas fro trekking in Nepal which is Annapurna region. The natural beauty of Annapurna region is incredible and gives you same feeling that you are trekking to Kkumbu region. Any trek will involve stunning and endless snow-covered mountains, and never-ending photo opportunities.

There are three major treks in this region: the Annapurna Circuit, the Annapurna Sanctuary Route and the Jomson Trek. These are the routes that attract the majority of Nepal’s hiking tourists worldwide through their stunning scenery and lowland villages. The town of Pokhara is a picturesque starting point for any of these walks, as well as other shorter treks.

You can have endless opportunities for trekking in Nepal with more other popular trekking route such as Manaslu Trekking, Upper Dolpo Trekking, Jomsom – Muktinath trekking and many others. Trekking in Nepal is a fantastic way to experience some of the world’s most diverse and stunning scenery and challenging trails, as well as to experience first-hand Nepali culture.

As with any holidays worldwide, whether trekking or not, travel insurance is a necessity. You never know what is going to happen to you, and the risk of an accident increases dramatically when trekking especially in high altitude of Nepal. Without a proper and perfect travel insurance you could find yourself forking out thousands and thousands for medical expenses and emergency assistance which will ruin your holiday and leave you with a financial burden that could last years. Once you have decided on a trekking in Nepal, Bhutan, India or Tibet, book travel insurance immediately to protect your health, money and belongings should anything go wrong.

For all this, we recommends World Nomads Travel Insurance because we have reason to choose it.

7 things you should know about World Nomads travel insurance

1. Trusted reliable underwriters

WorldNomads.com is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.

2. Value for money with the cover you need

WorldNomads.com provides cover for what’s important for travelers from over 150 countries. By focusing on what you need and leaving out what you don’t, World Nomads prices are some of the most competitive online.

3. Flexibility when you need it most

Had a change of plans? You can extend your policy indefinitely or claim online while you are still away. You can even buy a World Nomads policy if you’re already traveling.

4. Cover for a range of adventure activities

From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities, giving you peace of mind to get the most from your travels.

5. World Nomads keeps you traveling safely

All WorldNomads.com members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.

6. More than just great value travel insurance

All WorldNomads.com members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.

7. Commitment to exceptional customer service

We want to make sure you get the most from WorldNomads.com. You can find out more about what is covered and the 5 key parts of a World Nomads’ travel insurance policy.

Travel Insurance General Rules

Travel Insurance is designed to cover you for unexpected emergencies that occur in the course of an adventurous holiday. Travel Insurance generally doesn’t cover you for certain things:

1. Medical conditions that exist before you travel

Cost incurred due to the condition are not covered, you can still take out travel insurance for other purposes (robbery, sports, injury, etc)

2. Deliberately putting your life in danger

Travel Insurance will not cover you if you put yourself in extreme situations where survival is unlikely or injury is highly likely. Chasing polar bears while drunk will not be covered.

3. Claims involving alcohol or drugs

Insurance companies use this as often as possible in order to not pay a claim, from their point of view – when drunk you take extra risks, you’re not in control – keep to sensible levels and look after your valuables before a night out.

4. HIV or other STD’s

Not covered – so safe sex as always is important.

5. Illegal Activities

If you’re involved in an activity that is illegal, the insurance company will not cover you.

Always read the small print – it’s all there!